Now that the dust has settled after the October 1, 2013 – March 31, 2013 open enrollment period for individual health insurance, people who missed the window are now wondering if they can get a individual health plan, Unfortunately the answer for most people is not until November 15, 2014 (with an effective date of January 1, 2015). However, in Minnesota, there are some Qualifying Life Events that will trigger a Special Open Enrollment for an individual, which generally last 60 days.
Qualifying Life Events
- Adoption
- Foster care
- Birth of a child
- Gain citizenship
- Loss of current coverage*
- Marriage
- Permanent address change that provides new choices for a qualified health plan
- Enrolled member of a federally recognized tribe
- Newly eligible or ineligible for tax credits or cost-sharing reductions
*Available if you are no longer eligible for other health insurance due to loss of job, employer dissolves current health plan, loss of M.A or Minnesota Care. You are not eligible if loss of coverage is due to failure to pay premium or opting out of available coverage.
If you missed the open enrollment period that ended this past March and need health insurance
We encourage you to contact us at 651-348-7220. Regardless of your Qualifying Life Event status we can examine your specific scenario and figure out the best way to handle your health insurance needs.